The device you hold in your hand has more potential to change your life than you think.  We find that no more fascinating than with the future of payments.  With Seconds, consumers create an account which is tied to their device and identified by their phone number.  After quickly connecting a payment credential to the Seconds account and with necessary PIN codes or security layer in place, making transactions can be as simple as giving your phone number.

Now you can leave your wallet at home!

It can also be a quick as sending a short text.  We have already proved that one with our Pay-By-Text system and plan to roll out more pilot tests.  (Please reach out to me if you are interested!)

Imagine how much better life will be when we are not held back by plastic cards and old school paper bills and coins.  Innovative mobile payment platforms such as Seconds break the chain requiring physical presence and disassociate proximity from transaction.  A whole new world of payments is opening up.

Go on a run and pay for a gatorade at the local market by giving your number

Send a quick text to pay for gas without having to have your credit card.

Pay for groceries by typing in your phone number

Pay your rent by texting ‘RENT – 1,000’ to your landlord’s Seconds number

Square up the food bill with your friend by texting ‘PAY – 20’ to their phone

We are not too far off from this scenario and even right now we are programed to type in our phone number to identify our “buying club cards” such as this one at Safeway.  I think you are starting to see where things are going… maybe Safeway was onto something??  I think we are too!

@jnickhughes